Sally Pipes | Obamacare stifles real health care reform

To cope with runaway health costs, businesses have been increasingly experimenting with health plans that put patients in the driver’s seat — giving them more control over their care while making them more aware of the cost of the care they consume.

FSAs aren’t the only example of this consumer-directed trend. Consider the explosive growth of health saving accounts.

In combination with a high-deductible insurance policy, these tax-free savings vehicles allow patients to save money for routine healthcare expenses — and to roll over tax-free to the next year. HSA-style plans barely existed in 2005; today one in five workers is enrolled in one, according to the Kaiser Family Foundation.

Rather than encourage this trend, Obamacare is trying to eliminate HSAs.


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